Skip to content
Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Interest Income 488,546 407,290 307,914 210,049 174,027
Interest Expense 111,858 81,038 42,436 26,243 19,929
Net Interest Income 376,688 326,252 265,478 183,806 154,098
FTE Net Interest Income 379,440 328,090 268,235 185,429 NA
Provision for Loan Losses 13,196 9,860 8,265 9,440 9,231
Trading Account Income 0 0 0 0 0
Foreign Exchange Income 0 0 0 0 0
Trust Revenue 7,238 0 0 0 0
Service Charges on Deposits 18,609 14,224 12,955 7,222 6,898
Gain on Sale of Loans (FAS 140) 18,095 12,516 6,652 0 116
Loan Fees & Charges NA NA NA NA NA
Bank-owned Life Insurance Revenue 4,135 3,170 2,748 1,348 1,077
Insurance Revenue 0 41 0 0 0
Investment Banking & Brokerage 5,438 563 903 0 0
Other Noninterest Income 3,767 12,022 15,148 10,967 7,613
Total Noninterest Income 57,282 42,536 38,406 19,537 15,704
Realized Gain on Securities 265 (581) 124 4 134
Nonrecurring Revenue 1,549 0 2,917 (43) 0
Compensation & Benefits 112,607 108,896 91,380 62,583 58,007
Occupancy & Equipment 27,978 24,786 22,079 16,101 16,058
Marketing and Promotion Expense 1,942 1,907 1,452 1,107 1,038
Professional Fees 4,771 4,556 4,564 3,212 3,191
Tech & Communications Expense 16,598 14,107 11,457 6,868 5,603
Amrt of Intang & Goodwill Impair 9,705 5,739 4,639 1,964 1,555
Foreclosure & Repo 875 134 1,876 254 (86)
Other Expense 30,069 29,267 22,267 15,948 13,588
Total Noninterest Expense 204,545 189,392 159,714 108,037 98,954
Nonrecurring Expense 36,125 8,958 17,259 5,696 3,954
Pre-Provision Net Revenue 232,177 181,234 146,927 96,929 70,848
Non-FTE Pre-Provision Net Revenue 229,425 179,396 144,170 95,306 70,848
Net Income before Taxes 181,918 159,997 121,687 80,131 57,797
Provision for Taxes 39,418 31,738 45,175 26,591 19,011
Effective Tax Rate(%) 21.67 19.84 37.12 33.18 32.89
Min Int & Oth after-tax Items 0 0 0 0 0
Extraordinary Items 0 0 0 0 0
Net Income 142,500 128,259 76,512 53,540 38,786
Net Income Attributable to Noncontrolling Int 0 0 0 0 0
Net Income Attributable to Parent 142,500 128,259 76,512 53,540 38,786
Preferred Dividends 0 0 0 8 240
Other Preferred Dividends after Net Income 0 0 0 0 0
Other Changes to Net Income (947) (1,115) (723) (877) (772)
Net Income Avail to Common 141,553 127,144 75,789 52,655 37,774
Net Income for Diluted EPS 141,553 127,144 75,789 52,655 37,774
EPS after Extra($) 3.29 4.33 2.97 2.88 2.21
EPS after Extra Growth(%) 2.50 45.80 3.10 30.30 19.50
Pre-Provision Earnings per Share($) 4.19 4.79 3.64 3.34 2.64
Comprehensive Income
Net Income 142,500 128,259 76,512 53,540 38,786
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0 0
Total Other Comprehensive Income 28,245 (7,585) 613 (3,482) (21)
Comprehensive Income 170,745 120,674 77,125 50,058 38,765
Interest Income Earned On:
Interest Earned on Loans NA NA NA NA 169,504
Int Inc: Securities NA NA NA NA 3,951
Int Inc: Other Earn Assets NA NA NA NA 572
Int Inc: Secs & Oth Earn Assets NA NA NA NA 4,523
Int Inc: Total Earn Assets 491,298 409,128 310,671 211,672 174,027
Interest Expense Incurred On:
Int Exp: CDs 27,132 14,428 8,665 6,134 5,283
Int Exp: Other Deposits 65,418 46,339 19,853 9,941 6,741
Int Exp: Total Deposits 92,550 60,767 28,518 16,075 12,024
Int Exp: Debt 19,308 20,271 13,918 10,168 7,905
Int Exp: Total Int-bearing Liab 111,858 81,038 42,436 26,243 19,929
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.